Cashflow planning determines whether your income can sustain your expenditure over your lifetime. We find cashflow planning particularly useful to determine whether you can meet an upcoming one-off large expenditure (e.g. the purchase of a car) and also to be prepared for retirement. In retirement, we consider your objectives and what your ideal retirement looks like. Then, cashflow planning is applied taking into account your current income and spending, to see if, with investment returns, you will be able to spend in retirement as desired. If not, it is never too late to make necessary adjustments.
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